This group saw the biggest jump in ID theft, rising by 16.7% over the previous 12 months. Surprisingly, the next biggest rise was among older and retired households, predominantly living in rural areas, who saw a worrying 15.4% increase in ID fraud year-on-year.

The figures show the danger of making assumptions about consumers’ understanding of, and preparedness against online risks.

Those who embrace technology most enthusiastically make tempting targets for ID fraudsters, even though one might assume that tech-savvy users would be more aware of security risks and safeguards.

With ID fraud stubbornly high in general – and significantly increased among several of the groups we’ve identified – more education is clearly needed if we are to fight back effectively against the criminals. Businesses have an important part to play here: by knowing which groups suffer most from fraud, they can target at-risk customers with relevant advice and education on staying safe.

The ID Theft report follows Experian’s recent in-depth analysis into people’s attitudes and use of technology and data in Britain, which revealed a three-tier digital divide for the first time. The study grouped the population into 11 different categories of people, and found that 7.5 million Britons are being left behind by the technology revolution.

Combating fraud is the responsibility of everyone, but it makes good business sense too. Aside from the fact that fraud cost the UK economy almost £200 billion a year, by engaging and helping to protect their customers, businesses can foster even higher levels of loyalty to their brand and help to prevent them becoming victims.

We all have a responsibility to help protect our identities online. By sharing this research, we hope to make people think twice about how well their information is protected and encourage businesses and government organisations to support those people most in need.

Who has been targeted the most?

Experian’s Digital TribesID fraud targets - % change 2014 to 2015Experian’s Digital TribesID fraud targets - % change 2014 to 2015
Digital Devotees    8.5      A Capital connections -1.5
 B Digital Frontier 4.7
 C Mobile City 16.7
 D First-Gen Parents 7.3
 E Aspirant Frontier -17.1
Day-to-day doers   -10.1     F Online Escapists 2.7
 G Upmarket Browsers -13.9
 H Savvy Switchers -12.3
 I Cyber Commuters -24.6
Dawdlers  4.0   J Beyond Broadband 15.4
 K Tentative Elders -0.4

Where are they? Top 10 locations

Mobile CityBeyond Broadband
East Ham Inverness
Stratford Carmarthen
Hounslow Oswestry
Walthamstow Dumfries
Harrow Bangor (Gwynedd)
Birmingham - Central Hereford
Woolwich Barnstaple
Ealing Broadway Kendal
Cheapside Greenock
Slough Abergavenny

Nick Mothershaw is the UK&I  director of Identity and Fraud at Experian.