nls new logo€60,000 - €65,000 plus benefits.

J2075b: Our client is seeking an Italian speaking Credit Specialist - Spain; Barcelona - to manage their business supporting financial services as part of the equipment sales process. This will include financial and credit analysis on transactions submitted along with lead development for expanding their services to distribution and investors within assigned countries. This role will be instrumental in developing and implementing the credit, financial, and location analysis function for their equipment leasing program and will also a require sales and operations bias.

Job Reference: CCV/J2075b
Job Title: J2075b - Italian speaking Credit Specialist - Spain, Barcelona - Asset Finance
Salary: €60,000 - €65,000 plus benefits
Location: Spain, Barcelona
Bonuses: n/a
Benefits: Standard Country
Job Function:  Sales & Marketing
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2075b: Our client is seeking an Italian speaking Credit Specialist - Spain; Barcelona - to manage their business supporting financial services as part of the equipment sales process. This will include financial and credit analysis on transactions submitted along with lead development for expanding their services to distribution and investors within assigned countries. This role will be instrumental in developing and implementing the credit, financial, and location analysis function for their equipment leasing program and will also a require sales and operations bias.

KEY ACCOUNTABILITIES:

Review credit applications and prioritize plan to complete within expected response times and to ensure thoroughness and accuracy.
Analyze credit reports and associated documentation to determine whether credit request(s) can be granted.
Prepare formal credit and financial analyses on new transactions or any transaction over 150K.
Review lease documents for completeness and accuracy prior to booking. 
Facilitate the process if needed to get all documentation in place.
Prepare special credit reports and other financial analyses as directed by the Director Europe Financial Services.
Maintain the security and confidentiality of client credit information.
Be a partner for the Sales organization and support them in their growth plans. 
First point of contact for Program in Italy for sales, distributors and customers.
Manage correspondence from distributors/customers/Sales and ensure timely response
Respond timely to customer service request and drive resolution.
Support external service provider collection effort in follow-up on rejected Direct Debit payments or outstanding balances.
Coordinate monthly close with local finance controller on booked deals.
Drive projects & initiatives to improve processes and automate as much of the processes.

PERSON SPECIFICATION:

Bachelor’s degree in Accounting/Finance or equivalent.
Minimum 5-7+ years of experience in credit underwriting or risk function within a leasing company, financial institution or Financial Services.
Experience working in a regulated environment is an advantageous.
Credit and financial analysis skill-sets with history of working with start-up, small-medium and large businesses. Proven analytical and process oriented skills. 
Experienced in using external credit bureaus l and other local sources.
Great interpersonal skills and ability to communicate a decision clearly across all lines of business.
Ability to represent client on subject matters other than Risk
Multilingual is a must; fluent in Italian and English. Additional languages (French, Spanish or Portuguese) is an advantage.
Excellent verbal and written communication skills. 
Ability to independently plan, prioritize and carry out simultaneous projects and meet deadlines. 
Ability to travel up to 10% of time and Valid EU work permit

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Jane Theobald