Salary range to £115,000 + substantial performance bonus plus company car or car allowance

Our client provides a range of asset finance solutions (including finance lease, operating lease, hire purchase, sale & leaseback, structured residual value debt and senior/junior debt and structured loans) for typically companies more typically with a turnover £100m+ across a wide variety of assets.

They now seek to hire a Senior Risk Manager who will lead a team of risk analysts whose responsibilities encompass risk assessing all larger & more structured transactions across corporate asset finance, rail finance & commodity financing.

Our Client:

• Significant recent deals include a market leading US based aircraft engine financing for a global Original Equipment Manufacturer, a hybrid asset/acquisition financing for a major helicopter operator supported by a financial sponsor and a syndicated working capital borrowing base facility for an oil refinery.
• The corporate asset finance client base has a heavy UK focus but facilities have also been written with customers in Western Europe, North America and the Middle East. 
• They also have a substantial rail portfolio that provides a range of asset finance solutions (including operating lease, structured residual value debt and senior/junior debt) for passenger and freight rolling stock in the UK, Western Europe and North America.
• The business has recently taken on an additional Commodity Finance portfolio consisting largely of Payment Undertaking Guarantees and, increasingly, Borrowing Base lending structures.
• The Risk function also has responsibility for managing and reporting Equipment (residual value) risk.

Key Responsibilities:

• Providing an independent risk view of larger transactions, both at structuring/underwriting and through the life of the deal, including where appropriate an assessment of residual value risk.
• Assisting the Origination teams in structuring transactions to ensure that risks are fully understood and appropriately mitigated/managed.
• Undertaking detailed analysis work on new business transactions, up to and including sponsoring the deals through the approval process with senior sanctioning officials.
• Undertaking facility renewals on transactions across all portfolios.
• Evaluating variations of terms and restructuring proposals.
• Writing in-depth credit reports on individual transactions and sector analyses.
• Supporting the development and validation of credit risk rating tools.
• Leading and developing a team of c5 Analysts.

Key Skills:

• Detailed knowledge and experience of complex big ticket asset finance markets and financing structures (including understanding residual value risk).
• Past experience of commodity/trade finance transactions and asset based lending structures a significant plus.
• Proven decision maker and experience of working to demanding deadlines.
• Experience of working with major/investment grade counterparties.
• A detailed understanding of risk assessment techniques and rating methodologies.
• Strong analytical and communication skills.
• Ability to work both independently and within a team.
• Team Leadership and people development experience.

You will be located to be able to be sustainably commutable to an office base in central London.

Package

Base salary range to £115,000, with a significant additional performance related bonus plus all usual large company benefits including a company car or car allowance.

Contact:  Sean Toms sean_toms@robinson-toms.com  + 44 1743 821472