Credit Analyst, UK- SE Eng - 1221 - Asset Finance
Written by Frankie Smith   
Thursday, 19 January 2012 14:18

New leaf_small£30-35,000 plus excellent Bonus and Benefits

Our client is seeking a Credit Analyst to support the sanctioning managers and the head of credit in the assessment of new business sanctioning and the evaluation of proposals, together with the regular review and assessment of existing exposures/business portfolios across the group.

Job Reference: CCV/19012/1221
Job Title: Credit Analyst, UK- SE Eng - 1221 - Asset Finance
Salary: £30-35,000 plus excellent Bonus and Benefits
Location: UK, SE Eng
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description : Our client is seeking a Credit Analyst to support the sanctioning managers and the head of credit in the assessment of new business sanctioning and the evaluation of proposals, together with the regular review and assessment of existing exposures/business portfolios across the group.

KEY ACCOUNTABILITIES:

Understand and apply Asset Finance Credit Policy.
To assess, recommend, approve specific new business proposals within lending mandates.
To be able to assess, recommend and approve existing business within lending mandates
To assess and approve supplier, vendors and other categories as required.
Assist in development of risk elements of new products and effective credit risk controls and loss management as required.
Understand and apply Compliance and anti-Fraud loss policies.
To take on Ad Hoc Tasks as required.

PERSON SPECIFICATION:

Experience of working within complex credit processes and in a heavily regulated environment.
Proven Credit Management skills – analysis, assessment, approval etc.
Awareness of Asset Finance sector and relevant asset classes.
Some knowledge of other relevant finance sectors (e.g. commercial mortgages, invoice finance, asset based finance etc.)
Familiarity with design and operation of automated commercial credit scores / decision making tools and compliance testing to ensure adherence by business streams with agreed parameters.
Strong interpersonal skills with proven negotiating skills and a strong ‘solutions’ orientation.
We are keen to receive applications from candidates with proven relevant experience from the Leasing and Asset Finance industry only.
 
Consultant : Marta Sekieta