thc recruitmentExcellent package and benefits.

We are working with our client on this new vacancy in a growing company. The Head of Credit Risk will be experienced in all credit products including Structured Finance, Asset Finance, Regulated and Non-Regulated Lending. The jobholder will be required to conduct credit assessments in accordance with delegated limits ranging from £500K and above.

You will be required to analyse and assess credit proposals received from customers/partners prior to submission to the Credit Committee.

Key Responsibilities:

  • Lead, manage and coach the Credit Team.
  • Monitor and ensure optimal resource allocation amongst the Underwriters.
  • Critically and objectively assess and challenge credit applications prior to submission to Credit Committee and the Bank.
  • Analyse affordability measures, financial crime risks and fraudulent applications, and credit backgrounds.
  • Provide industry regulatory expertise and understanding to the business in order to strengthen future credit and risk frameworks.
  • Produce reports on trends, volumes and data relating to applications to the Board and Senior Management Team.

Key Skills:

  • Professional qualification is desirable.
  • Proven experience working in a senior credit role within the financial services industry or specific Wholesale Finance experience.
  • Strong leadership and management skills.
  • In depth understanding of financial statements and principles of lending.
  • Excellent understanding of the relevant UK Regulatory requirements relating to the provision of credit facilities and KYC processes in these jurisdictions.
  • Excellent interpersonal and communication skills are essential as this role will involve influencing at all levels.

Contact: Catherine Jack on 07450 425790.