thc recruitmentc£110,000 plus benefits.

We have a fantastic new role with an established lender for a new Head of Credit Risk. We are looking for someone with a really commercial mind to help scale the portfolio across all lending products including consumer, structured and asset. You should have experience across a wide range of credit products including Structured Finance, Asset Finance, Regulated and Non-Regulated Lending. You will be confident in leading credit assessments with delegated limits ranging from £500K and above.

You will have the opportunity to challenge credit policies, processes and controls and will have line management responsibility for the Credit team.

Key Responsibilities:

  • Growing the portfolio and loan book.
  • Lead, manage and coach the Credit Team.
  • Monitor and ensure optimal resource allocation amongst the Underwriters.
  • Provide industry regulatory expertise and understanding to the business in order to strengthen future credit and risk frameworks.
  • Produce reports on trends, volumes and data relating to applications to the Board and Senior Management Team.
  • Make credit recommendations to the Credit Committee for proposals.

Key Skills:

  • Proven experience working in a senior credit role within the financial services industry or specific Wholesale Finance experience.
  • Strong leadership and management skills.
  • In depth understanding of financial statements and principles of lending.
  • Excellent understanding of the relevant UK Regulatory requirements relating to the provision of credit facilities and KYC processes in these jurisdictions.

Contact: Julie Ramsay on 01279 713900