£70k-£80k plus car and great benefits.

Working for a prestigious international company this hybrid-based role 2/3 days in the office offers an exceptional career opportunity responsible for the management and mentoring of Retail and Direct Sales Credit. The purpose of the role is to ensure all new business applications are underwritten prudently and managed according to Company policy and procedures and cost of risk targets.

Key Responsibilities:

• Responsible for the management of credit applications principally within Hard Asset markets.
• To examine, analyze, underwrite and decide on each new business proposal ensuring that these are within agreed Company Credit Policies.
• Produce analyses of customers’ accounts and prepare Credit Application Forms containing a detailed recommendation of the above personal underwriting authority in order that a higher sanctioning authority will be able to sanction the proposed loan.
• To organise or participate in regular and ad hoc Credit Committee meetings or calls to make recommendations when necessary.
• Evaluate the processes to mitigate corporate risk, initiating and implementing continuous credit process improvements.
• Ensure policies are communicated, complied with and understood by the team.
• Provide accurate and timely reports in the formats and frequencies required.

Key Skills:

• Skilled and experienced in underwriting business credit applications.
• Highly skilled in financial analysis for credit underwriting purposes, contract documentation and legal/ fiscal requirements to manage the portfolio in line with corporate goals.
• Knowledge and experience in operating in a Regulated environment using all AML/KYX tools.
• An understanding of asset management and collections-related processes.
• Possess excellent people skills and be an effective team player.
• Excellent communication skills - both oral and written.

Contact: For more information, please contact Julie on 01279 713900.